Credit cards are a powerful tool. They can help you build credit, earn rewards like cashback and travel miles, provide access to luxury privileges, and more. But they can also be harmful if not used wisely. Therefore, you need to analyze all the factors before you apply for a credit card online. Use of credit cards for making hotel payments or paying for car rentals is easier than carrying around stacks of cash. With a credit card, your travel funds will be safe and handy.
Source: https://indialends.quora.com/Is-a-Credit-Card-Right-for-You-Learn-How-to-Make-the-Smart-Choice
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