If you think that your entire salary is liable to taxes, then that is not true. Your overall package, often known as CTC, comprises of many allowances..What are allowances Here s a list of Taxable, Non Taxable and Partially Taxable Allowances which can help salaried individuals reduce their overall tax burden.
Source: https://life.futuregenerali.in/life-insurance-made-simple/tax-hacks/blogs/types-of-allowances/
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